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Modern supervision for modern risks

Supervision needs to continue modernising to help banks stay resilient in a complex risk environment, says Supervisory Board member Sharon Donnery. Our reform efforts simplify processes, clarify the capital framework, clean up supervisory backlogs and encourage deeper banking sector integration.

Read Sharon Donnery’s speech
INTERVIEW 10 June 2026

Remaining vigilant on geopolitical risk

We are working closely with banks to assess how energy prices, tariffs and supply chain disruptions could affect credit risk, Supervisory Board Chair Claudia Buch tells Les Echos. Cyber resilience is also a priority as AI models become more advanced.

Read Claudia Buch’s interview
INTERVIEW 10 June 2026

What does simplification mean?

We are simplifying and speeding up our processes, says Supervisory Board Vice-Chair Frank Elderson. To become more risk-based and effective, we are changing our supervisory culture and setting clear priorities.

Read Frank Elderson’s interview
SUPERVISION NEWSLETTER 13 May 2026

Unlocking Europe’s full potential

Euro area banks are resilient – but fragmentation is holding them back, says Supervisory Board Vice-Chair Frank Elderson. Our latest Supervision Newsletter also explores fast-track supervisory processes, EU capital requirements and urgent cybersecurity concerns surrounding AI developments such as Mythos.

Read the Supervision Newsletter
11 June 2026
SPEECH
Keynote speech by Sharon Donnery, Member of the Supervisory Board of the ECB, at the Central Banking Meetings
5 June 2026
SPEECH
Speech by Anneli Tuominen, Member of the Supervisory Board of the ECB, at the Meeting of the Pan-European Conglomerate Club, held at OP Financial Group
3 June 2026
SPEECH
Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Goldman Sachs European Financials Conference 2026
21 May 2026
SPEECH
Slides by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the University of Oxford in Oxford, United Kingdom
19 May 2026
SPEECH
Speech by Claudia Buch, Chair of the Supervisory Board of the ECB, AFME European Financial Integration Conference 2026
10 June 2026
Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Daan Ballegeer and Rutger Betlem on 19 May 2026
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10 June 2026
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Ingrid Feuerstein and Krystele Tachdjian on 2 June 2026
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13 May 2026
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Karen Horn Click here to enter a date.
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13 May 2026
Interview with Frank Elderson, Vice-Chair of the Supervisory Board of the ECB and Member of the Executive Board of the ECB, Supervision Newsletter
11 May 2026
Interview with Sharon Donnery, Member of the Supervisory Board of the ECB, conducted by Andrés Stumpf on 6 May 2026
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8 May 2026
ECB Banking Supervision has updated its compendium of good practices for climate and nature-related risk management and stress testing. It leverages approaches that are already applied by different European banks to close gaps in areas such as physical risks, prudential transition planning, scenario analysis and nature related risks.
5 May 2026
ECB Banking Supervision has a second line of defence to carry out evaluations and reviews and help us learn from experience. A recent round table with international peers gave us the opportunity to reflect on what we have achieved so far and the challenges ahead.
28 April 2026
The European Commission’s consultation on bank competitiveness is an opportunity to ensure the banking sector is fit for the future. We need to promote integration and competition while safeguarding resilience.
27 March 2026
The digital euro is a strategic investment in European autonomy, monetary sovereignty and financial resilience. It also serves as a springboard for innovative digitalisation strategies in retail payments and strengthens bank business models in the face of growing competition.
6 March 2026
Banks are essential enablers of market integration and a key transmission channel between savings and investment. The SIU also represents a strategic opportunity for them to innovate their business, broaden their capital markets activities and benefit from a more dynamic economy.

Statistics on supervised banks

Significant institutions (01/03/2026) 111
Total assets (€ bn) 27,744.77
Total equity (€ bn) 1,970.33
Return on equity
(%, annualised)
9.53
Reference date: 2025-Q4 Supervisory data

Liquidity coverage ratio

Non-performing loans ratio

Excluding cash balances at central banks and other demand deposits
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