Tags: cdinnison/ray-finance

[BUGFIX] Fix Plaid BYOK setup failures (OAuth, optional products, err…

…or display)

User-reported issues during `ray link`:

1. OAuth banks (Chase, Capital One) had no `redirect_uri`, so they couldn't
   return to the app after bank login. Added optional `PLAID_REDIRECT_URI`
   config + new `/oauth-return` page that re-inits Plaid Link with
   `receivedRedirectUri`. The link_token + session_id are persisted to
   localStorage across the redirect.

2. `optional_products: [Investments, Liabilities]` was hardcoded, causing
   token create to fail for accounts not approved for those products.
   Now opt-in via `PLAID_OPTIONAL_PRODUCTS=investments,liabilities`.

3. Plaid errors (e.g. INVALID_PRODUCT for accounts not approved for
   transactions) were swallowed behind a generic "Failed to connect"
   message. Server now extracts `display_message`, `error_message`,
   `error_code`, `error_type` from Plaid SDK errors and the UI shows the
   real message + a code-specific hint pointing to the Plaid dashboard.

README: documented PLAID_REDIRECT_URI registration step and
PLAID_OPTIONAL_PRODUCTS opt-in.

Bump to 0.5.1.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

Release 0.5.0

Release v0.4.2

v0.4.1 — ray bills pulls from Plaid recurring + liabilities

Fix budget upsert conflict key, support removing linked institutions,…

… improve billing error handling

- Fix set_budget ON CONFLICT to include period column
- Extend `ray remove` to list and remove linked bank institutions (not just manual accounts)
- Add proper error handling for billing portal endpoint
- Bump to v0.3.6

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

Site and CLI updates for 0.3.4

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

0.3.3

Add npm publish workflow on GitHub release