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Payment methods your customers prefer
Authorize.net supports all major accepted payment methods: Visa, Mastercard, Amex, Discover, PayPal, Apple Pay, Google Pay, eChecks, and more, so your customers always have a way to pay, whether online, in-store, or on mobile.
Accepted payment methods at a glance
With Authorize.net, you can offer your customers freedom by accepting a variety of payment types, from credit and debit cards to digital wallets and eCheck (ACH) payments. Whether you sell online, in-store, or through mobile devices, we make it easy to accept most payment methods.
| Payment type | Accepted | |
|---|---|---|
Credit card payments |
||
 |
American Express |  |
 |
Diners Club | |
 |
Discover | |
 |
Japan Credit Bureau (JCB) | |
 |
Mastercard | |
 |
UnionPay | |
 |
Visa | |
ACH payments |
||
 |
Electronic check (eCheck) | |
Digital payments |
||
 |
Apple Pay | |
 |
Google Pay | |
 |
PayPal | |
Support every major card your customers use
Authorize.net accepts all major credit and debit cards, including Visa, Mastercard, American Express, Discover, JCB, and UnionPay. Whether your customers pay with a signature debit card, a prepaid card, or an EMV chip card, your checkout stays seamless.
All card types are processed through the same secure gateway, no separate setup required per card network. Call us at 1-888-323-4289 with your questions.
Digital wallets supported: Apple Pay, Google Pay and PayPal
Apple Pay, Google Pay, and PayPal are among the most common ways customers pay online and Authorize.net supports all three payment methods at no extra cost.
Whether your customer is on an iPhone, an Android device, or logged into PayPal, your checkout handles it automatically through the same gateway account you already use for cards.
Let customers who prefer Apple Pay make purchases using their Apple Pay wallet with the touch of a button or even a thumbprint ID.
Google Pay for Android users
Accept payments from Android users through Google Pay at no additional fee. Google Pay uses a virtual account number instead of the real card number, adding an extra layer of fraud protection.
PayPal payments for all
Add PayPal Express Checkout to your accepted forms of payment and open the door to 148 million active PayPal users.
Alternative payment methods
eCheck (ACH) payments
eCheck payments typically carry lower processing fees than credit cards, making them ideal for recurring billing, large invoices, and B2B transactions. Authorize.net's eCheck solution lets you accept electronic check payments directly from your customers' bank accounts, online, by phone, or through your Virtual Terminal. No extra hardware required.
Contactless and Tap to Pay
Authorize.net supports contactless payment methods in person through Tap to Pay on iPhone or Android, no card reader required. Customers can tap their card, phone, or digital wallet to pay in seconds. EMV chip cards, NFC-enabled devices, and digital wallets are all supported through the same Authorize.net account you use for online payments.
Offer recurring payments
Recurring payments are one of the most valuable payment types Authorize.net supports. Whether you offer subscriptions, memberships, or installment plans, Authorize.net’s automated billing lets you charge customers on a set schedule, creating predictable revenue and delivering a more convenient payment experience.
International payment methods
Authorize.net supports internationally-issued payment methods for businesses based in the United States, Canada, or Australia. Supported card types include Visa, Mastercard, Amex, Discover, JCB, and UnionPay and cover customers across North America, Europe, and Asia-Pacific. No additional gateway, no extra setup, no borders.
One gateway, many forms of payment
Credit cards, debit cards, Apple Pay, Google Pay, PayPal, eChecks, international cards, all payment methods and payment types are managed from a single Authorize.net account.
One integration, one dashboard, one monthly fee. Visit our Developer Center for full API documentation and integration guides for Apple Pay, Google Pay, and PayPal.
Frequently asked questions
Authorize.net accepts all major credit cards (Visa, Mastercard, American Express, Discover, JCB, UnionPay), signature and prepaid debit cards, PayPal, Apple Pay, Google Pay, and eChecks (ACH payments). All accepted payment types are supported through a single gateway account.
Yes. Authorize.net supports Google Pay through its Accept Mobile Android SDK. Google Pay uses tokenization (a virtual account number instead of the real card number) for added security. There is no additional fee to accept Google Pay.
Yes. Authorize.net supports Apple Pay for Safari users on iPhone, iPad, and Mac. Customers can complete checkout using Face ID, Touch ID, or their device passcode. There is no extra fee to enable Apple Pay on your Authorize.net account.
Yes. Authorize.net supports PayPal Express Checkout at no additional cost, giving your business access to millions of active PayPal users. PayPal can be added alongside your existing credit card and digital wallet acceptance.
Yes. If your business is based in the United States, Canada, or Australia, you can accept international payments from customers anywhere in the world. Internationally-issued Visa, Mastercard, Amex, Discover, JCB, and UnionPay cards are all supported.
No. Authorize.net does not charge additional fees for Apple Pay or Google Pay transactions. Standard plan transaction rates apply.
Authorize.net accepts all major credit cards including Visa, Mastercard, American Express, Discover, JCB, and UnionPay. Your merchant account must have each card type enabled to process it.
Start accepting payments today
Sign up online or call 1-888-323-4289.